{"id":253,"date":"2018-01-07T21:19:26","date_gmt":"2018-01-07T21:19:26","guid":{"rendered":"https:\/\/www.listproperty4free.com\/blog\/?p=253"},"modified":"2018-01-18T10:01:32","modified_gmt":"2018-01-18T10:01:32","slug":"need-little-20k-get-property-ladder","status":"publish","type":"post","link":"https:\/\/www.listproperty4free.com\/blog\/2018\/01\/07\/need-little-20k-get-property-ladder\/","title":{"rendered":"You need as little as \u00a320k to get on the property ladder"},"content":{"rendered":"<h4>If you think you will never be able to put together enough money to get on the property ladder \u2026think again.<\/h4>\n<p>It normally takes a few years saving up for a deposit and than to be able to demonstrate you have the ability to meet your monthly payments on a mortgage.<\/p>\n<p><!--more-->In the mean time you probably saw many good business opportunities coming and going.<\/p>\n<p>According to <a href=\"https:\/\/visual.ons.gov.uk\/prospective-homeowners-struggling-to-get-onto-the-property-ladder\/\">The Office for National Statistics<\/a> an \u201centry-level\u201d home in England and Wales will cost in average \u00a3140,000. To that add \u00a3300 for stamp duty, and around \u00a32,000 for legal and moving costs\u2026<\/p>\n<p>That means that in order to climb on the first step of the property ladder you will need to put together at least \u00a323,000 for a 15% deposit. Then you need to add other costs and have an annual household income of at least \u00a326,500, challenging for many.<\/p>\n<h4>But who says you need to start climbing the property ladder in England or Wales?<\/h4>\n<p>Believe it or not it is possible to buy a freehold in many parts of Europe for less that you would pay as a deposit on a property at home.<\/p>\n<p>And it doesn\u2019t necessarily have to be in some God forsaken undeveloped corner of the former USSR.<\/p>\n<p>House prices in Europe are generally lower that in Great Britain. If you spend some time searching you will find some great properties for \u00a320k and under.<\/p>\n<p>Many of these places can be reached in a one to two hours inexpensive flight or even by car.<\/p>\n<p>And if you like to start with a renovation project your chances to find the right property are even better.<\/p>\n<p>So, instead of spending years saving enough money to put down a deposit on a first time buyers property, and then have a loan to pay for many years to come, consider to start with a much lower amount somewhere abroad and take it from there.<\/p>\n<p>Here you can find more than a thousand properties in Europe for under \u00a320k:<\/p>\n<p><a href=\"https:\/\/www.propertyunder20k.com\/properties-by-continent\/europe\">https:\/\/www.propertyunder20k.com\/properties-by-continent\/europe<\/a><\/p>\n<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-253-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/www.listproperty4free.com\/blog\/wp-content\/uploads\/2018\/01\/property_ladder.mp3?_=1\" \/><a href=\"https:\/\/www.listproperty4free.com\/blog\/wp-content\/uploads\/2018\/01\/property_ladder.mp3\">https:\/\/www.listproperty4free.com\/blog\/wp-content\/uploads\/2018\/01\/property_ladder.mp3<\/a><\/audio>\n<p>Check out this post as a video:<\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=MAFAqcRNhH8\">https:\/\/www.youtube.com\/watch?v=MAFAqcRNhH8<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you think you will never be able to put together enough money to get on the property ladder \u2026think again. It normally takes a few years saving up for a deposit and than to be able to demonstrate you have the ability to meet your monthly payments on a mortgage.<\/p>\n","protected":false},"author":4,"featured_media":254,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[111,76,4],"tags":[131,130],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>You need as little as \u00a320k to get on the property ladder - listproperty4free.com<\/title>\n<meta name=\"description\" content=\"If you think you will never be able to put together enough money to get on the property ladder think again. Believe it or not it&#039;s possible to buy a ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.listproperty4free.com\/blog\/2018\/01\/07\/need-little-20k-get-property-ladder\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"You need as little as \u00a320k to get on the property ladder - listproperty4free.com\" \/>\n<meta property=\"og:description\" content=\"If you think you will never be able to put together enough money to get on the property ladder think again. Believe it or not it&#039;s possible to buy a ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.listproperty4free.com\/blog\/2018\/01\/07\/need-little-20k-get-property-ladder\/\" \/>\n<meta property=\"og:site_name\" content=\"listproperty4free.com\" \/>\n<meta property=\"article:published_time\" content=\"2018-01-07T21:19:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-01-18T10:01:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.listproperty4free.com\/blog\/wp-content\/uploads\/2018\/01\/property_ladder.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"984\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/#organization\",\"name\":\"Property under 20k\",\"url\":\"https:\/\/www.listproperty4free.com\/blog\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/#logo\",\"inLanguage\":\"en-GB\",\"url\":\"https:\/\/www.listproperty4free.com\/blog\/wp-content\/uploads\/2015\/07\/cheap-homes-for-sale-20k.png\",\"width\":208,\"height\":59,\"caption\":\"Property under 20k\"},\"image\":{\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/#website\",\"url\":\"https:\/\/www.listproperty4free.com\/blog\/\",\"name\":\"listproperty4free.com\",\"description\":\"List your properties for free worldwide!\",\"publisher\":{\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.listproperty4free.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/2018\/01\/07\/need-little-20k-get-property-ladder\/#primaryimage\",\"inLanguage\":\"en-GB\",\"url\":\"https:\/\/www.listproperty4free.com\/blog\/wp-content\/uploads\/2018\/01\/property_ladder.jpg\",\"width\":1200,\"height\":984,\"caption\":\"going up the property ladder\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/2018\/01\/07\/need-little-20k-get-property-ladder\/#webpage\",\"url\":\"https:\/\/www.listproperty4free.com\/blog\/2018\/01\/07\/need-little-20k-get-property-ladder\/\",\"name\":\"You need as little as \\u00a320k to get on the property ladder - listproperty4free.com\",\"isPartOf\":{\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.listproperty4free.com\/blog\/2018\/01\/07\/need-little-20k-get-property-ladder\/#primaryimage\"},\"datePublished\":\"2018-01-07T21:19:26+00:00\",\"dateModified\":\"2018-01-18T10:01:32+00:00\",\"description\":\"If you think you will never be able to put together enough money to get on the property ladder think again. 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